Whilst caravans are very popular they are also the target of thieves

Caravans are very popular in the UK and elsewhere in the world. They provide you with the comfort of home on long journeys so are an ideal way to explore the country for those not wanting to spend a lot of money of accommodation. They provide you with a freedom of travel that you can’t get any other way. Whilst caravans are very popular, they are also unfortunately the target of thieves as this recent news story shows http://www.thisissouthwales.co.uk/Accused-stealing-caravan/story-17050410-detail/story.html. Whilst caravan theft might be less common then other vehicle thefts in the UK, it is still necessary for you to have a good level of cover so that you can enjoy your caravan with peace of mind.

What is Touring Caravan Insurance?

Of the two main types of caravan insurance available, touring insurance is the most popular. It provides cover for your caravan whilst it is in motion or attached to your car whilst parked. It is ideal for those who use their caravan to travel in regularly. The cost of your insurance will depend on the value of your caravan and its contents. Many people bring expensive items on holiday with them such as laptops and tablets. This can greatly increase the price of your policy so it’s a good idea to keep the amount of valuable items in your caravan to a minimum, especially when it’s left unattended.

What to Look For

There are certain key things to look for in a touring caravan insurance policy. Not all insurance providers will offer the same type of coverage so it’s important to be very aware of the details of a given policy. Many people will choose to go through a broker, who will collect all the information about a policy on their behalf. An alternative to this is to get quotes online. This way you can compare them side by side for prices and features.  Below are some of the most important points to research when looking for a touring caravan insurance policy –

  • Find Out What Isn’t Covered. This is usually a better question to ask than what is covered as it’s easy to overlook something. If you know what isn’t covered then you can decide whether you’d like to add it as an extra or not.
  • Find a Reputable Company. This is obviously of great importance. Whilst there are a lot of reputable providers out there, there are also some companies who just want your money and won’t be there for you when you need to make a claim. Personal recommendations can be a big help in this area.
  • Cheapest isn’t Always Best. Whilst it can be tempting to go for the cheapest policy possible, it’s not always a good idea. Often the level of coverage you get will be inadequate and you may have difficulties making a claim.

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